Following a very gigantic increase in insurance rates, a research carried out by the Kaiser Family Foundation has informed that American states vary from one to another when it comes to health insurance rates. It was revealed that there were certain states, which had a very strict set of guidelines when it came to the rates, while some did not use any kind of an authority on them.

The survey has been titled as `Rate Review: Spotlight on State Efforts to Make Health Insurance More Affordable'. It was found in the study that states which had a sterner control over the overall functioning of health insurance organizations were better able to manage insurance rates increases and were able to effect huge reductions in the proposed rates for customers.

An author of the study from the Health Policy Institute of Georgetown University, Sabrina Corlette, informed that authorities needed motivation and leadership skills to carry out reviews. She also opined that states which did not give importance to such measures fared poorly in managing health insurance rates.

It was also found in the study that 22 states had a law regarding approval of insurance rates, before they were implemented by the government. Though, it was also found that the insurance departments of some states were able to manage rates even without the provision of such a law.