The firm Dun&Bradstreet has cautioned that some consumers are taking to a "credit-fuelled lifestyle" again. The firm, while releasing its latest consumer credit expectations survey, shared that 36 percent of people will pay by a credit card while buying luxuries in the approaching months.

People, who will use credit more, are likely to come from high income households. An online survey was conducted on 1000 people, under which many aspects were studied including savings, credit usage, spending and debt, for the September quarter.

The survey found that 18% of the families opine that their debt levels will increase during the quarter. An astonishing 28% shared that they will be indulging in heavy shopping.

Some families have failed to learn any lesson from the global credit crisis, asserted Dun&Bradstreet New Zealand General Manager, John Scott.

He added, "It is clear some consumers are finding it tough making ends meet, while for others, it appears that consumer conservatism has fallen by the wayside and a return to a credit fuelled lifestyle is on the horizon".

In order to pay for the unaffordable expenses, which are out of their budget, about 43% middle aged respondents will be using credit cards. About 40% of women belonging to high income households will indulge in shopping through credit cards, as compared to 33% of men.